What We Do

business-man-working

What We Do

Our specialty is policy review and advanced case design. We can help with wealth preservation, transfer strategies, estate planning, executive benefits, and business continuity. Complexity overall and within individual carriers has made this work even more critical.

There are many moving parts to the insurance marketplace and it can be difficult to maneuver from how to present a case to a carrier as well as negotiating an offer.

Individual Insurance


Business Insurance


Estate Planning Strategies

 

We work with:

We are looking for like-minded, knowledgeable professionals who serve as advocates for their clients to work with us as partners.  Our goal is to do our job extremely well and everyone wins.


What Makes us Different

Communication

We answer emails and turn around quotes and forms in the same day in most cases.  Speed in communication is key to our business.

Case Management

We order exams and APS.  We do not let the carriers order the APS reports.  We retain them in case we have to shop or use multiple carriers for a case.  Our dedicated case manager sends biweekly status emails for cases in process and has a lot of key relationships with carriers.

Underwriting

This gets thrown around a lot as an advantage of one brokerage over another.  The fact is that there isn’t much of a buddy system between the General Agent and underwriter any more.  Those days are past.  We take advantage of every bit of leverage we have, but most of the time, our best offers come from setting up cases properly and choosing the right company.

Assistance

Case design is our specialty.  If you happen to need us to meet a client once on the front or back of the case, we usually can handle that.   If we need to get more involved and stay in contact with the client to push the case through ourselves we can work in that capacity.

 

After the policy has been placed, the relationship has just begun. We are set up to systematically and pro-actively manage your portfolio. We will regularly provide you with updates on your clients, gather the information upon request, and be available to discuss their current situation. We will deliver unrivaled support and generate any in-force illustrations or proposals for possible alterations in plans & strategies.

One of the most important components to risk management is annual monitoring of the policy as well as the client’s economic environment for the following reasons:


Recent News

  • The Improbability of Practicality
  • Why Aflac Agents Are Throwing Away So Much Money
  • Maya Angelou, Sales Genius.
  • Empathy and The Golden Rule in Selling
  • Perspicaciously Simple Speech
  • ROP Term, The Worst of all Life Insurance Policies
  • The Puppy Mills of the “Financial Service” Business
  • Southern Charm and Getting Permission to Ask
  • Curiosity Killed the Cat?
  • A New Way of Selling
  • Evaluating Trust Owned Life Insurance
  • Are You Working With The Right Financial Professional?
  • You Don’t Deserve My Time, Dunning Kruger Observations
  • Facts of Life Insurance – Why Do We Have a Cognitive Bias?
  • Facts of Life Insurance – Are You Asking The Right Questions?
  • Is This Really Customer Service?
  • Facts of Life Insurance – Internal 1035 Exchanges
  • The System is Broken – Can it be Fixed?
  • Excellence in Business – Jennifer Coleman
  • The Help (Case Managers)…. Kind, Smart, and Important.
  • Developing and Maintaining Partnerships
  • Facts of Life Insurance – Quoting the Best Rate
  • Facts of Life Insurance – Trust Fiduciaries
  • Stockholm Syndrome in Captive Agents
  • Facts of Life Insurance – Diabetes
  • Facts of Life Insurance – Professional Designations
  • Whose Hours are the Most Valuable?
  • Facts of Life Insurance – Policy Review
  • Facts of Life Insurance – Do As You Say Not As You Do
  • Facts of Life Insurance – How To Handle A Decline
  • Facts Of Life Insurance – How to Avoid Being Declined
  • Facts of Life Insurance – Captive vs. Independent Agents
  • Facts of Life Insurance – Taxable Life Insurance
  • Facts of Life Insurance – Marijuana
  • Life Insurance with Long-Term Care Explained
  • A Trust Sounds Too Fancy For Me
  • My Spouse Just Died. What Now?
  • Life Insurance Policies Are Running Out of Steam
  • Brevity & Associates

    Brevity & Associates